Hidden Asset Search and Why It Is Important!

moneyDo you know of all your spouse’s assets? Are you certain of all companies they may be involved with, bank accounts they may have opened, properties they may own and any shares or bonds they may have?
Most people would answer “yes”; however, you would be surprised at how many people don’t know the true financial position of their spouses. Of course, it can come as a shock to find out you don’t know the whole story until sometime after you’ve finalised your property settlement!
If you are currently going through a property settlement, you may want to consider obtaining a hidden asset search to uncover any secret bank accounts, properties or business activities your spouse may be involved in.

What is a Hidden Asset Search?

A hidden asset search involves us, as family lawyer, using the services of a private investigator who can undertake certain searches to help uncover the true status of a spouse’s assets.
There are three main assets searches that can be performed: a Brokerage Account Search a Bank Account Search, and a Public Assistance Search. The Brokerage Account Search is used to locate any stocks, bonds or securities that may be owned; a Bank Account Search can locate all bank accounts the person may have in their name and which bank they are with, and a Public Assistance Search can identify any payments or benefits the person may be receiving from government departments such as Centrelink or Family Assist.

We don’t have many assets, would this be worth it?

These searches aren’t only used to uncover where your multimillionaire spouse has hid their fortune. Your spouse may be stating, for example, that they aren’t receiving any government assistance to increase their percentage in the property settlement. Or, you may know that your spouse’s business has been making a profit, but concerned as to why the business account is empty. These searches can make sure that all the asset information they are disclosing is correct.
If you feel that the list of assets your spouse is disclosing is not accurate then call our family lawyer at Quinn & Scattini on 07 3222 8222. We can review your situation and advice as to the type of searches that can be performed and the best way for you to be proceeding.
Don’t leave it until after your property settlement is finalised to start digging.

 

Have Wedding Limousine, Will Travel

The importance of hiring the right wedding limousine service cannot be stressed too much. Transportation between the wedding and reception, hotels and airports, and between home and the wedding site plays an important part in your special day. Get the transportation right, and the day will go smoothly.

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Size Maters
The transportation for the bride and groom is a Town Car, the basic car hire. It’s the pace car, if you will. The other limousines follow it. You can get fancy and rent the limo company’s antique Rolls Royce in lieu of a Town Car, and it may even be the same rental fee, but there is room only for the bride and groom.

If you want to take the wedding party in a limousine to the reception, then add party limos to the car hire, like the limo for the prom. Check out the limousine company’s stretch Hummers and Cadillac Escalades – both models are the state-of-the-art options. Limo companies offer other stretch choices like Mercedes s550s, Ford Excursions and Ford Navigators, good choices all. Limo companies fill stretch models with disco lights, continuous luxurious seating, wet bars and outstanding audio/video equipment.

If you want to transport the grandparents, special uncles and aunts or other loved ones from out of town, you can accomplish that with Town Car rentals, but too many Town Cars gives your wedding the look of a funeral. If a crowd needs transportation, consider renting a second stretch limousine or the limo company’s bus. The bottom line is: Take a head count of the wedding party to work from.

The Staff
Before you put money down, look at the limo service. Are the drivers professional looking, knowledgeable and discreet? Are they well groomed, presentable and attentive? Look for a limousine service with an efficient staff. Check references, if you like. On this important day, you need real professionals. The good ones are experienced at weddings and can often offer helpful advice.

The Fleet
Look at the fleet. Is it a good-sized fleet, with late model limousines including Town Cars, stretch limousines and buses? It is important to consider the age of their fleet and the general cleanliness. These qualities indicate professionalism and the record of a successful limousine service.

Finally, check out the cost of the service. It is important to shop around. look at three different limousine companies to determine affordability. It’s not just price, but how much bang for the buck. A good company wants to rent limousine services to everybody, including ordinary kids on prom night. In particular, look for coupon deals, specials and discounts, and calculate that into the cost.

Transportation is as important as the wedding cake, so take time to plan it right.

This post is courtesy of the Dream Day Limousines blog, check it out weekly for the latest in car-related information.

Polished Concrete Floors: The New Alternative to Marble

polished concrete floorMoving into a new home is an excellent opportunity to install beautiful high-luster concrete floors. Concrete floors inside the home are quickly growing in popularity. They are no longer confined to the basement, garage, patio, walkway, and driveway. Here is an overview of concrete polishing, concrete cleaning and things to consider when deciding to install a concrete floor.

Concrete Polishing

Polished concrete floors reflect light and convey a glossy finish that is hard to achieve with tile and linoleum. You can control the amount of shine that your polished concrete reflects. You may prefer a mirror-like finish or a finish with a low reflection. Adding a stain to polished concrete will make the finish look like marble, granite or natural stone. You may add stenciled graphics for a unique and attractive effect. If you prefer the look of brick or stone, engravings will add grooves to the floor surface adding a natural warm appearance. You can check out My Floor’s blog to learn more in-depth information about concrete flooring.

Concrete Cleaning

Cleaning your new concrete floor is easy. Instead of sweeping the floor with a broom, use a dust mop with a microfiber pad and wipe the entire floor to remove dirt and dust. Follow the dust moping with a damp mop to clean spills and stains and revive the luster. Waxing and buffing a concrete floor is unnecessary.

Advantages

Concrete flooring is beautiful when polished to mimic marble and stone.
• When you sell your home, your concrete floor may be an attractive selling
feature. It can serve as a solid foundation for new floor
covering if the new buyers prefer something different.
• It is very durable and will outlast other floor covering options.
• They will save you money in cleaning products because you only need clean water.
• The installation of a concrete floor is more affordable alternative than marble
or granite.

Disadvantages

• Due to the hard nature of concrete, children are more prone to hurt when they
fall on concrete flooring.
• Concrete may be cold when walking on it barefoot. The use of area rugs and
runners will provide more comfort for your feet. If your new home has
skylights or solar energy, the concrete will retain the sun’s heat and
warm your floor.
• Installing a concrete floor and obtaining the desired finish is extremely hard to
do yourself and requires the expertise of a professional contractor.
• Polished concrete may have a tendency to be slippery because it is so smooth and
lustrous. Simply adding a nonslip additive to the sealer will give the
floor more traction.
Polished concrete floors are beautiful, durable and easy to maintain making it ideal for high traffic areas. This decorative floor covering is a feasible alternative for use inside the home, especially in foyers, kitchens and bathrooms.

 

How To Squash A Child’s Fear Over The Dentist

kids dentalThe dental office is a place that terrifies a lot of people – adults and children alike. However, children are usually the ones who are mostly fearful to visit a dental office, even though it is a necessity. Parents must take their kids there in order to keep their teeth healthy and clean. Some of the many reasons why visiting the dental office frightens children the fear of a stranger poking around in their mouth with metal and “scary” instruments and strange unfamiliar noises. In order to help children become more comfortable with the dentist’s office parents must start these visits when the children still very young.

Most parents wait till their children are around the ages of 6 and 7. Parents think that this is the best age for children to start visiting the office, but it is not because by then they have built the knowledge of fear. It is also natural for this to happen since the child has not seen or heard about the dentist before. They are used to having their parents help them brush their teeth, but not a stranger poking around in their mouth. The earlier a child visits the dentist’s office, the better. When a child turns two three, that is when they should start taking trips to the dental office.

Secondly, parents should emphasize the importance of good oral hygiene. If a child is old enough to understand words, they are old enough to learn about proper oral hygiene. Parents should be firm about this subject to their children and teach them that visiting the dentist’s office is an important part of life that will not and cannot be avoided. Even playing games about dentists at home with children can help them learn to love the dentist!

Another way to alleviate fear from children is buy children’s books that shows children in friendly dental environment. Reading these to children occasionally will help them feel more relaxed about going to have their teeth checked and cleaned.

The last tip is to avoid bribery after visiting the dentist’s office. It is a big mistake when parents promise their children some type of reward if they cry or fuss when visiting the dental office. This can soon become a routine, which will soon lead to a spoiled child. Also promising sugary treats is not the best for children. Dentists promote clean and healthy teeth by avoiding the digestion of too many sweets, which causes cavities. Every once in a while, parents can reward their child for being a good sport, but not after every single trip to the dentist’s office.

Overall, it is natural for children to be afraid of a dental surgeon but parents can help remove this fear by following these three tips mentioned above. That will help remove the fears for their children and they will learn to love visiting the dentist’s office.

Building Inspections are Important in Home Buying

 property inspectionBuying a home is a very exciting time in one’s life, but with such a large expense, it is also an experience that brings a lot of stress to the table, especially for first-time home buyers. In order to curb fears about investing hard earned savings and years of mortgage payments into a money pit, first invest in a pre purchase building inspection. Read this post from Home First Property Inspections to learn more why you need to do pre purchase inspection before buying a house.

House inspections are performed by a professional and usually cost between $250 and $500, which is a small amount when considering the service could save you thousands of dollars, and a ton of heartache, in the end. A home inspector will take his time fine combing the inside and outside of a house, climbing into the attack, descending into the basement, or even crawling under a pier and beam structure to check for things like: the integrity of electrical wiring, signs of water damage or mold, correct use of beams and headers for structural support, plumbing issues, possible foundation issues, roof damage, signs of carpenter ants and termites, and more.

A pre purchase building inspection is done before you purchase the home, however, you don’t have to worry about losing out on a great deal because one can be performed after your offer has been accepted and a contract has been signed with an inspection contingency which allows the buyer to back out, without penalty, if issues are found. In many cases, only minor issues that are low in cost and easy to fix are found, and the buyer agrees to purchase the house, despite the flaws, but often can negotiate a lower price based on the inspection findings. However, in instances where costly termite, mold, or foundation issues are discovered, homeowners have the option of walking away from the purchase with no more loss than the cost of the inspection and their time. Although, a savvy investor might look at this as an opportunity to buy a fixer-upper in a desired location and rescind his original offer in place of a much lower price to compensate for the work that will need to be done. However, this is a gamble because the damage could be more extensive than originally thought, resulting in much more expense than anticipated.

Whatever the ultimate decision of the home buyer, house inspections are vital in providing peace of mind and informed decision-making for a very important investment.